Folder: Select the folder where incoming file transfers will go when they are received.
Create folder based on chat service: Creates a different sub-folder for each chat service so that they are easier to search
Create folder based on your login name: Creates a sub folder for each of your connections. If you have multiple login names for each medium this can be useful.
Create folder based on sender's name: creates a sub folder for each user that sends you a file transfer
Accepting
Users on contact list: Choose if you want to auto-accept files from users on your contact list
Users not on your contact list: Choose if you want to auto-accept files from users that are not on your buddy list (not recommended)
Scan for virus after download
Virus Checker: Create a path to your virus checkers .exe file here
Miscellaneous
Minimize incoming file transfer windows: Automatically minimizes incoming file transfer windows to the task bar
Close window when download completes: Automatically closes the transfer window when the transfer is completed
4. 
4.1. 
